Ken J.

  • money messing up

    I’m Tired of Y’all Messing Up With Your Money

    It’s official. Millennials are too old to not think about retirement. I’m 30, and I know I’m not the oldest. 30 isn’t old (right? RIGHT?!?!) but it is old enough that you get no “he’ll figure it out” benefit of the doubt when you spend $1000 on a Carribbean...
  • 30

    This is 30: Observations of a Newly Minted 30-Year-Old

    So it finally happened. After 30 years of life I turned 30. This was a terrifying prospect for reasons that I can’t really define beyond “old and death are closer now”. But since there’s no way around it other than dying even sooner, which really defeats the purpose of avoiding...
  • code or die robot 1

    In Defense of Jumping on the “Learn to Code” Bandwagon

    Four years ago I decided I was tired of not understanding the black magic behind everything online and started a tutorial on Codecademy. Yeah, learning to code is bandwagon-y, but so is being confused about everything forever. You have to pick a bandwagon at some point. Robots are Taking Your...
  • Quitting Champ

    Winning Strategies for Quitting Your Job

    Having a job can be great. Or it can be awful. But no matter where it lands on your happiness spectrum, sometimes it’s time to quit. Maybe you have a better offer. Maybe you just hate the job that much. I don’t care because this article is not about...
  • Grad school

    So You Want to Go To Grad School

    Graduate school was once the exclusive domain of socially awkward geniuses, trust-fund kids “figuring life out”, and ambitious young plucksters who reminded their department chairs of a long lost child.  But now all it takes to get student loans is a pulse, so universities (real and fake) across the...
  • student loan repayment 4

    Income-Driven Student Loan Repayment (Part 4 – The End!)

    Here we are, Part 4 of January 2017’s best four-part series on income-driven student loan repayment.  As you recall if you read this in order, Part 1 and Part 2 explain rules and qualifications applicable to all income-driven plans. Part 3 discussed income-based repayment (IBR) and income-contingent repayment (ICR)....
  • student loan 3 repayment

    Income-Driven Student Loan Repayment (Part 3)

    After all that preparation in Part 1 and Part 2, it is finally time to discuss the repayment plans themselves. If you need to refer back to the terms I discussed in Part 2, go ahead and open it in a separate tab. That way you can bounce back...
  • student loan 2

    Income-Driven Student Loan Repayment (Part 2)

    In part one, I introduced income-driven repayment plans and their most basic qualification requirements. For any student loan repayment plan to make any sense, though, there are some other terms you need to understand first. Poverty Guideline Amount: Regardless of how much money you make, this matter if you...
  • student loan 1

    Income-Driven Student Loan Repayment (Part 1)

    The cost of higher education is one of the primary reasons I’m usually angry. Personally, I’m relatively lucky. Scholarships covered most of my undergrad and I saved a shocking amount of money by staying in-state for law school. So I have a mortgage of student loan debt, but it’s probably for...
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